Can You Sue an Insurance Company for Taking Too Long? We Reveal Common Myths and Facts

Up to 30% of all bills claims are rejected by insurance companies in the United States.

Even if your claim isn’t denied, it may feel like it’s taking too long for you to get your money. You may start to wonder, “Can you sue an insurance company for taking too long?”

Keep reading to find out when you can sue an insurance company, and how DarrasLaw can help.

Can You Sue an Insurance Company For Taking Too Long?

The short answer is yes, you can sue an insurance company for taking too long to resolve your claim.

If you do decide to use this tactic, keep in mind that you should never threaten the insurance company with a lawsuit. Just keep talking directly with your DarrasLaw lawyer and let them handle everything.

Why Your Claims Get Delayed

At the end of the day, insurance companies are businesses. And businesses don’t like to lose money. So, most insurance companies will do everything they can to avoid paying a claim, even when it’s owed to you.

Sometimes, people will abandon their claim when it takes too long, so insurance companies are hoping you’ll just give up and not claim your money.

In other cases, there are settlements with time limits, like with car insurance claims. By delaying the claim, the time may run out.

What to Expect When Suing an Insurance Company 

Although there many ridiculous laws in the United States, you must consider going to court as a last resort. Once you reach that point, be prepared to go through the whole lawsuit process.

Here are some things to expect when you file a lawsuit:

  • Your lawyer and the insurance company’s lawyer will investigate facts 
  • You and the insurance company will spend money on court costs
  • Your lawyer will prepare you for a deposition

Filing a lawsuit will likely be costly and highly adversarial and it doesn’t guarantee you’ll get your claim fast. In fact, it may take years until a lawsuit is resolved.

Myths About Suing an Insurance Company

Here are some of the most common myths and facts when suing an insurance company:

1. Insurance Companies Always Offer Fair Settlements

Many people believe insurance companies will offer better settlements if you hold out for a while. The truth is, insurance companies rarely offer fair settlements because they profit by under-compensating people.

2. Any Attorney Can Handle My Case

Attorneys specialize in different areas of law for a reason. Every area of law is extraordinarily complex and many are constantly evolving. If, for example, you were in an auto accident, you should hire an auto accident lawyer.

3. A Lawsuit Will Teach Them a Lesson

If you’re trying to teach a lesson to your insurance company by filing a lawsuit, you’ll just be wasting time and money. Insurance companies are much too large to be bothered by one person’s lawsuit, so file a claim for yourself.

Looking for the Right Lawyer for You?

So, can you sue an insurance company for taking too long? Absolutely, but you need to do it the right way if you want to be successful. That starts with hiring the right lawyer for the job.

Check out our post on what type of lawyer you need if you need more help deciding which law attorney will be right for your case.

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